Correspondent Staff Underwriter II

Location:

US-MS | US-AL | US-FL Job ID:

2024-17340 Category:

Underwriting Type:

Regular Full-Time Job Grade:

11 FLSA Status:

Exempt Working Hours:

8am - 5pm

Job Location: Company

10153 - Credit Compliance

Overview

The purpose of this job is to underwrite correspondent mortgage loans for compliance with all investor guidelines.

Responsibilities

• Underwrite credit and property for correspondents
• Provide assistance to correspondent for questions asked / use of DU system
• Act as consultant by phone and e-mail on loan questions / problems to correspondents
• Keep informed of all investor guidelines
• Perform other work-related duties as assigned by supervisor
• Review and respond to management regarding quality control exceptions

Qualifications

• Documented experience in wholesale mortgage lending including underwriting, loan review, closing, funding, and post closing follow-up areas

• General understanding and knowledge of underwriting and compliance guideline

• Experience in working with mortgage brokers and correspondents

• Exceptional organizational skills and ability to efficiently handle workflows

• Ability to communicate well with broker and correspondent clients

• Superior problem-solving skills

• Excellent customer service skills

• Excellent PC skills

• High school education

• College coursework helpful

• 5 years experience in mortgage loan underwriting

• Experience in underwriting FNMA/FHLMC/FHA/VA /USDA Rural Housing investor loans

• Designated as an FHA DE underwriter

• Designated as a VA Automatic underwriter

• Designated as a VA Lapp underwriter

EOE/M/F/V/D